UserCategory is PAYER into an OWNER by providing the required information and redirecting them on the PendingUserAction.RedirectUrl response value to complete SCA enrollment.
The RedirectUrl is currently only returned if LegalPersonType is SOLETRADER, but the endpoint should be integrated for the other types.
Optionally, you can update the LegalRepresentative.Email and provide or update the LegalRepresentative.PhoneNumber and LegalRepresentative.PhoneNumberCountry before SCA redirection.
If the user’s UserCategory is already OWNER, use the POST Enroll a User in SCA endpoint to obtain an SCA session link.
Read more about SCA redirection →
Note – Country-based restrictions apply to usersDue to Mangopay’s country restrictions, it is not possible to use blocked countries as the following:
LegalRepresentative.NationalityLegalRepresentative.CountryOfResidence
Body parameters
Allowed values:
OWNERThe new category of the user, which must be OWNER.Allowed values:
trueWhether the user has accepted Mangopay’s terms and conditions (as defined by your contract, see the T&Cs guide for details).Information about the legal representative declared for the user.
The legally registered address of the entity’s administrative center.
Required if
LegalPersonType is BUSINESS.The registration number of the entity, assigned by the relevant national authority. For information on the expected format for a specific country, see the Company number guide. To validate the format of a number before submitting documents for verification, use POST Validate the format of User data.Responses
200
200
Max. length: 255 charactersThe registered legal name of the entity. The
Name value should be the one registered with the relevant national authority.Returned values: BUSINESS, PARTNERSHIP, ORGANIZATION, SOLETRADERThe type of legal user. For information on which
LegalPersonType to use for a particular local legal structure, see the verification requirements.Caution: Modification of the LegalPersonType may result in a verification downgrade.Information about the legal representative declared for the user.
The
Id of the KYC Document whose Type is REGISTRATION_PROOF if validated for the user. If no registration proof is validated, then this value is null.The
Id of the KYC Document whose Type is SHAREHOLDERS_DECLARATION if validated for the user. If no Shareholder Declaration is validated, then this value is null.The
Id of the KYC Document whose Type is ARTICLES_OF_ASSOCIATION if validated for the user. If no articles of association document is validated, then this value is null.Required if
UserCategory is OWNER and LegalPersonType is BUSINESS. Returned null if UserCategory is PAYER.The registration number of the entity, assigned by the relevant national authority. For information on the expected format for a specific country, see the Company number guide. To validate the format of a number before submitting documents for verification, use POST Validate the format of User data.Object containing the link needed for SCA redirection if triggered by the API call (otherwise returned
null).The legally registered address of the entity’s administrative center.
This object’s sub-parameters are
This object’s sub-parameters are
null if the UserCategory is PAYER.The address of the entity’s legal representative.
Max length: 128 characters (see data formats for details)The unique identifier of the object.
Max. length: 255 charactersCustom data that you can add to this object.
The date and time at which the object was created.
Returned values: NATURAL, LEGALThe type of the user:
NATURAL– Natural users are individuals (natural persons).LEGAL– Legal users are legal entities (legal persons) like companies, non-profits, and sole proprietors.
PersonType is defined by the endpoint used to create the user and can’t be modified.Format: A valid email addressThe email address for the entity.
Default value:
LIGHTReturned values: LIGHT, REGULARThe verification status of the user set by Mangopay:LIGHT– Unverified, assigned by default to all users.REGULAR– Verified, meaning the user has successfully completed the verification process and had the necessary documents validated by Mangopay. Only users whoseUserCategoryisOWNERcan submit verification documents for validation. Only users whoseKYCLevelisREGULARcan request payouts.
Whether the user has accepted Mangopay’s terms and conditions (as defined by your contract, see the T&Cs guide for details).Must be
true if UserCategory is OWNER.The date and time at which the
TermsAndConditionsAccepted value was set to true.Returned null if UserCategory is PAYER.Possible values:
PAYER, OWNER, PLATFORMThe category of the user:PAYER– User who can only make pay-ins to their wallets and transfers to other wallets (as well as refunds for pay-ins and transfers).OWNER– User who can also receive transfers to their wallets. Owners are able to request KYC verification, which if successful gives them theKYCLevelofREGULARand the ability to request payouts.PLATFORM– Single specific user that represents the platform. ThePLATFORMvalue is only assigned by Mangopay and may be used as part of the validated workflow implemented by the platform.
Returned values:
PENDING_USER_ACTION, ACTIVE, CLOSEDThe status of the user:PENDING_USER_ACTION– The user must enroll in SCA before they can becomeACTIVE.ACTIVE– The user account is active and the user can access Mangopay features.CLOSED– The user account is permanently closed. This value is used by Mangopay to close an account following the procedure outlined in the terms and conditions.
400 - LegalRepresentative.Email required
400 - LegalRepresentative.Email required
400 - Endpoint not allowed if category already OWNER
400 - Endpoint not allowed if category already OWNER
UserCategory is OWNER, use the POST Enroll a User in SCA endpoint to obtain an SCA session link.