[Deprecated] Create a Giropay PayIn

Warning – Giropay no longer available after June 30, 2024

Giropay’s operator Paydirekt has decided to cease the payment method’s services at the end of June, without providing a direct alternative. This decision by Paydirekt impacts the entire industry and is beyond our control.

Effective July 1, 2024: 

• Pay-ins will fail with the 101101 error
• Refunds will be possible for one year 

This change affects both the new and legacy integrations.

Our team is ready to assist you with your integration of alternatives like Klarna, PayPal, or virtual IBANs for the German market. Please reach out via the Dashboard. 

Note – Timeout after 1 hour

The payment session lasts for 1 hour, at which point the pay-in fails automatically if no action has been taken by the user.

Note – Minimum amount

The minimum accepted amount for Giropay pay-ins is €1.00 (100). 
In Production, pay-ins lower than this amount will fail.

Body parameters

AuthorId · string · required

The unique identifier of the user at the source of the transaction.

CreditedWalletId · string · required

The unique identifier of the credited wallet.

DebitedFunds · object · required

Information about the debited funds.

Show properties

Currency · string · required

Allowed values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the funds.

Amount · integer · required

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

Fees · object · required

Information about the fees.

Show properties

Currency · string · required

Allowed values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the fees.

Amount · integer · required

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

ReturnURL · string · required

Max. length: 255 characters

The URL to which the user is returned after the payment, whether the transaction is successful or not.

Tag · string

Max. length: 255 characters

Custom data that you can add to this object.
For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.

StatementDescriptor · string

Max. length: 10 characters; only alphanumeric and spaces

Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the Customizing bank statement references article for details.

ProfilingAttemptReference · string

The unique reference generated for the profiling session, used by the fraud prevention solution to produce recommendations for the transaction using the profiling data.

Note: Parameter not returned by the API. Profiling feature available on request – contact Mangopay via the Dashboard for more information.

Responses

200 - Created

Id · string

Max length: 128 characters (see data formats for details)

The unique identifier of the object.

Tag · string

Max. length: 255 characters

Custom data that you can add to this object.
For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.

CreationDate · Unix timestamp

The date and time at which the object was created.

AuthorId · string

The unique identifier of the user at the source of the transaction.

DebitedFunds · object

Information about the debited funds.

Show properties

Currency · string

Returned values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the funds.

Amount · integer

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

CreditedFunds · object

Information about the credited funds (CreditedFunds = DebitedFunds - Fees).

Show properties

Currency · string

Returned values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the funds.

Amount · integer

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

Fees · object

Information about the fees.

Show properties

Currency · string

Returned values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the fees.

Amount · integer

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

Status · string

Returned values: CREATED, SUCCEEDED, FAILED

The status of the transaction.

ResultCode · string

The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.

ResultMessage · string

The explanation of the result code.

ExecutionDate · Unix timestamp

The date and time at which the status changed to SUCCEEDED, indicating that the transaction occurred. The statuses CREATED and FAILED return an ExecutionDate of null.

Type · string

Returned values: PAYIN, TRANSFER, CONVERSION, PAYOUT

The type of the transaction.

Nature · string

Returned values: REGULAR, REPUDIATION, REFUND, SETTLEMENT

The nature of the transaction, providing more information about the context in which the transaction occurred:

• REGULAR – Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.
• REPUDIATION – Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).
• REFUND – Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).
• SETTLEMENT – Transfer made to the repudiation wallet by the platform to settle a lost dispute.

CreditedWalletId · string

The unique identifier of the credited wallet.

CreditedUserId · string

Default value: The unique identifier of the owner of the credited wallet.

The unique identifier of the user whose wallet is credited.

PaymentType · string

Returned values: GIROPAY

The type of pay-in.

ExecutionType · string

Returned values: WEB, DIRECT, EXTERNAL_INSTRUCTION

The type of execution for the pay-in.

ReturnURL · string

Max. length: 255 characters

The URL to which the user is returned after the payment, whether the transaction is successful or not.

StatementDescriptor · string

Max. length: 10 characters; only alphanumeric and spaces

Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the Customizing bank statement references article for details.

200 - Created

{
    "Id": "wt_c80ffe77-7c19-496f-b0f9-a7fb40eae880",
    "Tag": "Created using the Mangopay API Postman collection",
    "CreationDate": 1706098595,
    "AuthorId": "210513027",
    "DebitedFunds": {
        "Currency": "EUR",
        "Amount": 1000
    },
    "CreditedFunds": {
        "Currency": "EUR",
        "Amount": 1000
    },
    "Fees": {
        "Currency": "EUR",
        "Amount": 0
    },
    "Status": "CREATED",
    "ResultCode": null,
    "ResultMessage": null,
    "ExecutionDate": null,
    "Type": "PAYIN",
    "Nature": "REGULAR",
    "CreditedWalletId": "210514820",
    "CreditedUserId": "210513027",
    "PaymentType": "GIROPAY",
    "ExecutionType": "WEB",
    "ReturnURL": "https://www.mangopay.com/docs/please-ignore?transactionId=wt_c80ffe77-7c19-496f-b0f9-a7fb40eae880",
    "RedirectURL": "https://r3.girogate.de/ti/dumbdummy?tx=140176566852&rs=X1JJW7Y7LCkRnu30mozSUGFCnijKDsfE&cs=eec29dd3a3007f06d65ba32ee55eed9a536fdaae5258398a9cfd9aafe2846ca1",
    "StatementDescriptor": "MGP"
}  

REST

{
    "AuthorId": "6672704",
    "CreditedWalletId": "6672709",
    "DebitedFunds": {
        "Currency": "EUR",
        "Amount": 1000
    },
    "Fees": {
        "Currency": "EUR",
        "Amount": 0
    },
    "ReturnURL": "https://www.mangopay.com/docs/please-ignore", 
    "Tag": "Created using the Mangopay API Postman collection", 
    "StatementDescriptor": "MGP"
}